A mutual fund is a way to invest your money. Many people put their money together, and experts called fund managers use it to buy shares, bonds, or other investments.
The goal is to grow your money over time.
How It Works
You invest money in a mutual fund.
The fund manager invests this money in different places, like company shares or government bonds.
You earn money if these investments do well.
Why Choose Mutual Funds
Simple to Use:
You don’t need to be an expert.
Start Small:
Begin investing with ₹500 in a SIP (Systematic Investment Plan).
Less Risky:
Your money is spread across many investments.
Expert Help:
Professionals manage your money.
Types of Mutual Funds
Equity Funds:
Invest in company shares. High risk, high returns.
Debt Funds:
Invest in safe options like bonds. Low risk, steady returns.
Balanced Funds:
A mix of shares and bonds. Medium risk.
ELSS Funds:
Help you save tax under Section 80C.
Who Should Invest
People saving for big goals like retirement, a house, or education.
Those who want professionals to manage their money.