Ways of Investing in Mutual Funds

SIP allows you to invest a fixed amount of money regularly, like ₹500 or ₹1000 each month.

It’s like setting up a monthly payment plan.

It helps you invest small amounts consistently and build wealth over time.

Good for long-term goals like retirement or buying a house.

With Lump Sum, you invest a big amount of money all at once.

This method is best if you have a large amount of money saved up, like a bonus or savings.

It’s good if you want to invest for a longer period and are comfortable with market risks.

You can invest in mutual funds directly without using any agent or advisor.

You invest by going to the fund company’s website and choosing the fund you want to invest in.

Direct plans usually have lower fees compared to regular plans, so you keep more of the returns.

If you are new to mutual funds, you can invest through a distributor or financial advisor.

They help you choose the right mutual fund based on your goals and risk level.

They might charge you a fee or commission for their services.

You can also use apps or online platforms to invest in mutual funds.

Popular apps like Groww, Zerodha, and ET Money allow you to choose and invest in mutual funds easily.

These apps also provide information and advice to help you make decisions.

If you want to save taxes while investing, you can choose ELSS (Equity Linked Savings Scheme).

These are mutual funds that allow you to get tax benefits under Section 80C of the Income Tax Act.

They have a 3-year lock-in period, meaning you can’t withdraw the money for 3 years.

SIP is good if you want to invest small amounts regularly.

Lump sum is best if you have a large amount to invest at once.

If you’re new to mutual funds, getting help from a distributor or advisor can be useful.

Online platforms and apps make it easy to invest at your own pace.