An STP Calculator is a tool that helps you plan your Systematic Transfer Plan (STP) in Mutual Funds. STP is a method where you transfer a fixed amount of money regularly from one Mutual Fund to another. The calculator shows you how much money will grow during the transfer process.
How Does It Work?
Initial Investment
The amount of money you want to start with.
Transfer Amount
The fixed amount you want to transfer regularly.
Transfer Period
How long you want the transfers to happen.
Rate of Return
The expected return on the remaining balance in the source fund.
The Calculator Will Show You:
Final Amount
How much money you’ll have at the end of the transfer period.
Total Returns
The total returns earned during the process.
Why Use an STP Calculator?
Better Planning
To plan your transfers better between funds.
Know Remaining Balance
To know how much money will remain in the source fund while it earns returns.
Smarter Decisions
To help you make smarter investment decisions.
Example
₹1,00,000 Investment and ₹5,000 Transfers
If you invest ₹1,00,000 in a debt fund and transfer ₹5,000 every month to an equity fund for 20 months with a return rate of 8%, the STP Calculator will show you the remaining balance in the debt fund and how much your total returns will be.