An SWP Calculator is a tool that helps you plan your Systematic Withdrawal Plan (SWP) from a Mutual Fund. With SWP, you can withdraw a fixed amount of money regularly from your investment while the remaining amount keeps earning returns.
How Does It Work?
Investment Amount
The total money you have invested in the Mutual Fund.
Withdrawal Amount
The amount you want to withdraw regularly (monthly or yearly).
Rate of Return
The expected return your fund will earn.
Withdrawal Period
How long you want to keep withdrawing.
The Calculator Will Show You:
Remaining Balance
How much money you will have after each withdrawal.
Investment Duration
How long your investment will last.
Total Returns
The total returns earned during the withdrawal period.
Why Use an SWP Calculator?
Plan Regular Withdrawals
To plan your regular withdrawals for expenses like retirement or education.
Ensure Money Lasts
To ensure your money lasts for the desired period.
Track Growth
To track how much your investment grows even while you withdraw from it.
Example
₹10,00,000 Investment and ₹20,000 Withdrawals
If you have ₹10,00,000 invested in a fund earning 8% annually and withdraw ₹20,000 per month, the SWP Calculator will show you how long your money will last and the total returns earned.